IN THIS WORLD, NOTHING COMES FREE & NOBODY IS A GENIE TO FULFIL YOUR WISHES FOR FREE.
I need a Car but i don't have $20,000 in cash to pay, I simply cannot afford it OR I need a House but i don't have $100,000 in cash to pay, I simply cannot afford it.
The CAPITALISM says: Yes, You can afford a car, You can buy your own house, We can fulfill your wishes.. provided......
It all starts with a desire to own or get something, the financial institutions know this very well and thus they simply increase your desire by giving you the offers that are simply irresistible.
First you will see many advertisements, you will get marketing calls, you will get tons of emails where you are being TRAPPED into lucrative offers by these financial institutions (Banks or so) and they will make you feel, like you are missing important things in your life.
Now, you'll talk to the financial institution about your desire and the financial institution will say, we will FINANCE (Loan) whatever you want provided pay us "timely Installments" as low as a few $$, this is something you cannot resist. You ask them to process your LOAN.
1. If you pay timely, you'll end up paying a lot more than the value of the Property, Car or Anything else you borrowed money for.
2. If you FAIL to pay timely then you'll end up paying for something that was yours for a brief period of time and now both your money and that property, car etc has one (lost) to the lender (financial institution)
At the end, the Financial Institution wins the race. A financial institution makes a lot of money out of the thin air just by lending the money and the procedures it has (by law) to recover the money by hook or by crook.
The Trap of Capitalism is like a Whirlpool, only few can get out of it at the end, millions end up being fooled.